California Ballot Initiative Aims to Curb Insurer Medical Care Denials
The proposed California ballot initiative, dubbed the “Luigi Mangione Act,” aims to significantly curb the power of insurance companies to deny or delay necessary medical care. This initiative, currently under review by the California Attorney General’s Office, would essentially outlaw insurer interference with medical decisions made by licensed physicians.
The act directly addresses situations where an insurance company delays, denies, or modifies a medically necessary procedure or medication recommended by a doctor. Such actions, the initiative argues, could lead to severe consequences for patients, including disability, death, amputation, disfigurement, or loss of bodily function. To protect patients, the proposed legislation sets a high bar for insurers to overcome should they choose to challenge a physician’s recommendation.… Continue reading
Matt Underwood